Resources for Coronavirus (COVID-19) Response
GJEP is committed to helping our local business community navigate the unique short- and long-term challenges you may be facing as a result of the COVID-19 outbreak. Our economic development partners, local and state organizations are working together to provide resources that will mitigate the impacts of the coronavirus. We have compiled a list of business resources below, which we will continue to update with new information.
We are open! The GJEP offices at 122 N. 6th Street are open Monday-Friday, adhering to health and safety provisions in accordance with state and county guidelines.
Health Care Updates and General Information
- COVID-19 Interactive Map: https://www.gjep.org/coronavirus-covid-19-map/
- Maps the spread and job loss vulnerability across communities.
- Mesa County Health Department: https://health.mesacounty.us/covid19/
- State of Colorado’s Official COVID-19 Website: https://covid19.colorado.gov/
- This is the state’s primary resource for information related to COVID-19 and will feature statewide coordinated response information
- Center for Disease Control and Prevention (CDC): https://www.cdc.gov/coronavirus/2019-nCoV/index.html
- Energize Colorado: https://energizecolorado.com/
- A nonprofit bringing Colorado’s diverse professional community together to provide relief to local small businesses, supporting them in recovering from the economic impact of COVID-19. The site is a frequently updated one-stop-shop for COVID-19 small business response.
- Hello Alice COVID-19 Business Resource Center: https://www.covid19businesscenter.com/
- A “one-stop-shop” updated daily, with real-world funding, resources, and support for small business owners adapting to the impacts of coronavirus.
- SMBs Survival Guide by FinImpact: https://www.finimpact.com/covid-19-coronavirus-smbs/
- 8 financial tools for small businesses to combat COVID-19
- Sales Tax Deferral for Grand Junction Businesses: http://www.gjcity.org/city-government/financial-operations/sales-use-and-lodging-taxes/
- On March 23, the City of Grand Junction declared a State of Emergency in order to stimulate the economy and support local business. All Grand Junction-based businesses may defer local sales taxes for February until July 31. Businesses who have already paid February local sales taxes may apply for a rebate. In order to take advantage of the deferral/rebate, businesses must fill out a form by April 20. The form and more information can be found on the City website.
- Grand Junction Business Stabilization and Recovery Fund: https://gjincubator.org/gj-business-recovery-fund/
- The Grand Junction Business Stabilization and Recovery Fund was established by the City of Grand Junction to support businesses impacted by COVID-19. Loans will be equal to the lesser of 50% of two-months of “Approved Uses”, or $7,500 maximum. The fund will be administered as a revolving loan fund. Loans may be forgivable subject to approval and performance by the borrower on the terms and conditions that follow.
- Coronavirus Aid, Relief, and Economic Security Act (CARES Act) – The CARES Act passed on March 23 allows for increases to the SBA 7(a) Loan and SBA Express Loan programs. Loans convert to grants if SMBs use the money to maintain employees, and may also be used to rehire staff. The programs can be accessed through local and national, SBA-approved lenders. The U.S. Chamber provides a simplified guide to the CARES Act here: https://www.uschamber.com/co/start/strategy/cares-act-small-business-guide
- Three-step process to apply for the Payroll Protection Program.
- Lighthouse HR Support has outlined business compliance information in this PDF.
- The National Venture Capital Association (NVCA) is tracking specific programs with a break-down of short, mid, and long term funding programs within the stimulus package: https://nvca.org/nvca-response-to-covid-19/
- The Angel Capital Assn (ACA) has released a “Small Business Owner’s Guide” to the CARES Act SBA Loan programs
- U.S. Small Business Administration Small Business Guidance & Loan Resources: https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources
- The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan (EIDL) program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. For additional information, you can directly contact the SBA disaster assistance customer service center at 1-800-659-2955 or e-mail email@example.com.
- The SBA has a resource for identifying SBA approved lenders for submitting SBA loan applications through – read the fact sheet.
- Already received a PPP loan? Apply for loan forgiveness here.
- Differentiating Between the Payroll Protection Program (PPP) and Economic Industry Disaster Loans (EIDLs) – a one-pager
- Businesses may apply for both programs as long as they are not using the funds to cover the same expenses. See more information in the PDF.
- Funding Sources for Colorado Businesses via the Office of Economic Development and International Trade
- This list is divided by industries and counties, and is continuously updated by OEDIT.
- Colorado Lending Source Small Business Emergency Loans – https://www.coloradolendingsource.org/articles/small-business-emergency-loans
- Specifically targeting small businesses in rural parts of Colorado (per USDA definition), Colorado Lending Source has made loan funds available for businesses impacted by the COVID-19 pandemic. Financing is available at a fixed interest rate over twenty-four months (two years) with no payments of principal and interest due during the first six months of the loan.
- U.S. Bank Customer Payment Deferrals – Existing US Bank SBA borrowers/businesses impacted by COVID-19 will be considered for a payment deferral program. Please provide the loan number, hardship reason and borrower contact information. A US Bank serving officer will call the borrower directly to discuss the scenario.
- Save Small Business Fund – https://savesmallbusiness.com/
- $5,000 grants from the U.S. Chamber of Commerce to businesses impacted by COVID-19 in certain zip codes (Mesa County zips apply) that employ between 3-20 people.
- Kiva Microloans – https://www.kiva.org/borrow
- Colorado Lending Source has partnered with Kiva to become their newest hub and offer an innovative microloan product. Partnering with Kiva means CLS is able to extend 0% interest small business loans, up to $15,000. In response to COVID-19, Kiva loans will also have access to expanded eligibility terms and grace periods up to 6 months for greater financing flexibility during this difficult time. Contact Rachael Sall (firstname.lastname@example.org) for more details.
- Wefunder Coronavirus Crisis Loan Program – https://wefunder.com/loans
- Wefunder, an equity crowdfunding platform, is providing loans of $20k to $1M with payments deferred until 2021.
- Colorado Enterprise Fund – call 303-860-0242 or email email@example.com
- Colorado Enterprise fund has been providing loans and financing options for small businesses since 1976. Please see their website for their programs including their Just in time Line of credit loan ($15,000 to $100,000) and their Great Asset Partner (GAP) loan ($1,000 to $500,000)
- Greenline Emergency Microloan Program – download the fact sheet
- This emergency microloan program is specifically designed to support minority-, women- and veteran-owned small businesses throughout Colorado. Up to $25,000 with no interest for the first six months, followed by a 2% interest rate. The loans can be coupled with PPP and other SBA loan programs.
- COVID-19 Finance Assistance Network – https://covid19financehelp.splashthat.com/
- Receive pro bono financial advice from a group of experienced CFOs, controllers and other finance professionals volunteering their time to help small businesses navigate through the crisis.
Preparing for a Crisis
- Colorado Restaurant Association Policies and Protocols for the Colorado Restaurant Industry
- Environmental cleaning and disinfecting
- U.S. Department of Labor Offers Guidance for Preparing Workplaces for Coronavirus
- Pandemic Preparedness in the Workplace and the Americans with Disabilities Act.
- Mesa County Workforce Center – all job seeker and employer services: connectingcolorado.com
- General questions about MCWC programs: 970.248.0871
- Layoff assistance for businesses: https://mcwfc.us/business/lay-off-assistance/
- Unemployment Insurance and resources: https://mcwfc.us/business/ui-info-employers/
- To set up a phone interview with an Employment Specialist: 970.248.7560
- Daily job listings: 970.248.7575
- Childcare services (at-home and daycare): 970.683.2300
- A Guide to Furloughs and Layoffs from GJEP, Johnston Financial Services, Lighthouse HR Support and the Mesa County Workforce Center
- CARES Act Paycheck Protection Program: This one-pager from the U.S. Chamber simplifies guidelines and application criteria for the 100% federally guaranteed small business emergency loans through the CARES Act, known as the Paycheck Protection Program
- CO Dept of Labor and Employment: https://www.colorado.gov/pacific/cdle/information-and-resources-coronavirus
- Apply for unemployment benefits under the CARES Act, including self-employed, gig workers, 1099, and sole proprietors: https://www.colorado.gov/cdle/unemployment
- Emergency Paid Leave Rule – This rule is meant to limit the spread of highly contagious disease and enables workers in at-risk occupations to access testing.
- Unemployment Insurance – During layoffs, all employees are encouraged to apply for unemployment insurance. Those who are job-attached (meaning workers will be expected to return after a separation of up to 16 weeks) should file as “job-attached.”
- Work-Share Program – The Work-Share Program gives employers an alternative to laying off employees. It allows employers to let employees keep working, but with fewer hours. While they are working fewer hours, CDLE pays them part of their regular unemployment benefits.
- Division of Federal Employees’ Compensation: Information on FECA Coverage for Coronavirus Disease
- Society for Human Resource Management: Coronavirus information and FAQs
- Families First Coronavirus Response Act: View PDF
- Employees will be eligible for two weeks of sick leave (full pay for self, 2/3 pay for family care) and use of 12 weeks of Family and Medical Leave Act (FMLA) leave (10 days unpaid and then up to 10 weeks at 2/3 pay) for several circumstances related to COVID-19. CORRECTION 4.14.2020: Employers may require employees to exhaust any other leave available to them, including paid leave, during this period.
B2B Peer Support and Education:
- State of Colorado Safer-at-Home: the state has issued a site dedicated to the phased reopening of Colorado with guidelines for businesses and individuals.
- SBDC Support: Businesses seeking technical assistance or consulting regarding how to prepare and/or recover during an economic disruption should contact Erin McCuskey, firstname.lastname@example.org, and/or register for SBDC consulting here. Further assistance can be found in The Disaster Recovery and Continuity Guide for Colorado Businesses. Download the guide here
- Grand Junction Area Chamber of Commerce Webinar Series
- The GJ Chamber is hosting a weekly webinar series on business continuity and preparedness during the COVID-19 crisis.
- GROWL Connex: https://growlagency.com/growl-connex-virtual-sign-up/
- As part of GROWL’s commitment to community, and supporting business leaders, they will be hosting weekly webinars to provide resources that may help businesses adjust to the current global crisis. Follow @GROWLAgency on social media for more information.
- Grand Valley Business Resources Facebook Group: https://www.facebook.com/groups/504829410393438/?source_id=303732893041114
Facilities Closures and Community Updates
- City of Grand Junction: http://www.gjcity.org/COVID-19
- The City of Grand Junction hosts daily Community Briefings that can be viewed on Facebook: https://www.facebook.com/GJCity/. This page also posts regular updates from the city.
- Fruita Coronavirus Update: https://www.fruita.org/citymanager/page/coronavirus-update
- Fruita Chamber Community Resources: https://fruitachamber.org/community-resources/
- Palisade Facility Closures & Service Updates: http://townofpalisade.org/item/town%20facility%20closures%20&%20service%20updates
- Mesa County Sheriff’s Department: https://sheriff.mesacounty.us/Covid19/
Ways to Help
- Colorado COVID Relief Fund: https://secure.donationpay.org/milehighunitedway/colorado-covid-relief-fund.php?fbclid=IwAR3ltUieiD5wjnzTEYP5lFBj8_EjWHP_zKMepQyA7hVQHaQBHccqyc75_KY
- The goal of the fund is to raise and distribute funds to support unmet needs of the communities and agencies impacted by COVID-19 in response and recovery — separate and apart from government relief efforts. Government efforts will be expansive, but there will be unmet needs in this community. Dollars donated from this community will only be deployed here — not in other areas of the state.
- Help Colorado Now: https://covrn.com/
- Gov. Polis has launched Help Colorado Now to coordinate volunteer efforts across the state. The program needs volunteers — especially those who are current or retired health care professionals — to help at-risk individuals all across the state with a wide variety of support including health care assistance, mental wellness support, food bank distribution, child care services, and more. Non-profits and other organizations in need can also utilize this program to be matched with volunteers.
- Donate Blood: www.vitalant.org
- Blood banks are reporting a sharp drop in donations, attributed to fears about contracting COVID-19. Donating blood is a safe process and people should not be concerned about giving or receiving blood during this challenging time. Visit the site for information on blood drives and donation centers.
- Shop Local: https://whosopencolorado.com/
- Small businesses across the state are suffering the economic impact of the current crisis. Help sustain our small business community by shopping local. The Grand Junction Chamber has a convenient “Take Out Tool Kit” where you can find local food services, and Who’s Open in Colorado lists all types of small businesses throughout the state that are staying open through the pandemic.